We are pleased to announce that we are continuing to offer our Accident and Sickness Insurance plan for students and their eligible dependents (spouse/domestic partner and unmarried children residing with the insured student under the age of 19 who are not selfsupporting). This is an optional plan and the enclosed enrollment card should be completed and returned prior to September 1, 2007.

The benefits of the plan are described in detail in this brochure. It makes no difference where the accident or sickness occurs . . . at the Seminary, at home, or while traveling or participating in school-sponsored activities.

It should be noted that after the first $200 of covered expenses have been processed according to the benefit schedule on a primary basis, benefits are secondary to other valid and collectible insurance coverages (if applicable).

Students who purchase the plan will be insured from September 1, 2007, or the date premium has been received by the authorized agent to September 1, 2008. Once enrolled in the plan, students may not cancel the coverage. It will remain in effect until the end of the period for which premium has been paid.