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Eastern Maine Community College
Student Accident and Sickness Insurance Plan 2008-2009
POLICY: CME706

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Eastern Maine Community College has always been vitally concerned with the promotion of good health for its students. Therefore, we are pleased to announce the availability of our Student Accident and Sickness Insurance Plan. This plan will help provide benefits for covered accidents or sickness requiring medical treatment and is available to all students taking credit courses on or off campus. Students carrying more than six credit hours will be automatically charged for this insurance. Students carrying six or fewer credit hours must sign up for the insurance in the Student Accounts Office at Eastern Maine Community College.

The student who has no other health insurance coverage will benefit most from this plan. In addition, for those with other insurance, this plan will ease the costs of out-of-pocket expenses and deductibles. Other insurance plans must be used to cover expenses before this plans benefits can be considered.

Students enrolled in this insurance plan will be covered 24 hours a day. Coverage begins on August 15, 2008 or upon arrival for duly authorized class activity and ends on August 15, 2009. Athletes and Resident Assistants who arrive on campus early for the Fall semester will have their coverage start earlier at the discretion of the College.

The annual premium for this insurance is $288. The premium will either be included in your tuition bill or you may enroll by sending $288 to the EMCC Student Accounts Office. Students enrolling for the second semester only will pay $193.

Once enrolled, a student may not cancel the insurance. There are no refunds. Coverage continues until the Policy expires.

To Waive Insurance:
Students who choose not to enroll need to complete the waiver form on studentOne (www.emcc.edu) no later than September 12, 2008 for the Fall semester or January 30, 2009 for Spring semester. No waiver requests will be accepted after these dates.

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