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University of Maine at Machias
Student Accident and Sickness Insurance Plan 2008-2009
POLICY: 2008J3A13

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The University of Maine at Machias Student Health Insurance Plan has been developed especially for University of Maine at Machias students and their eligible dependents. The plan provides coverage for covered illnesses and injuries that occur on and off campus.

All registered undergraduate students taking 9 or more credit hours are automatically enrolled in the University of Maine at Machias Student Accident and Sickness Insurance Plan unless proof of comparable medical insurance can be provided and is approved by the University. You will automatically be enrolled unless you waive coverage by providing proof of comparable coverage via the on-line Waiver Form at www.crossagency.com/umm. Click on the “Waive Insurance” link and follow the instructions. On-line Waiver Forms for the Annual Policy cannot be accepted after October 3, 2008. On-line Waiver Forms for Spring Term cannot be accepted after February 13, 2009. Students who do not complete the on-line Waiver Form by these dates, will automatically be enrolled in the Student Accident & Sickness Insurance Plan. All international students will be automatically enrolled in this plan regardless of other coverage.

Eligible students who are enrolled may also insure their eligible dependents. Eligible dependents are the spouse/domestic partner (residing with the insured student) and unmarried children under 19 years of age, who are not self supporting and reside with the insured student. Domestic partners need to complete an affidavit which is available at the business office or on-line at www.crossagency.com/umm. Dependent eligibility expires concurrently with that of the insured student once enrolled, dependent coverage cannot be cancelled and premium is non-refundable.

The cost of the plan is $375 annually or $248 for second semester. Payment of $375 provides coverage for a full year. Coverage begins upon arrival for authorized school activities. It will expire on September 1, 2008. Once enrolled, coverage cannot be cancelled and premium is non-refundable.

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