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College Health

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Student Accident and Sickness Insurance Plan 2010-2011
POLICY: 2010J3A10

This year we are again offering a program of Accident and Sickness Insurance for our students. The need for protection against unexpected and frequently high medical expenses, which may be incurred as a result of accident or sickness, is obvious. These expenses can seriously deplete the financial resources earmarked for educational purposes.

We hope you will consider this plan carefully. If you have no other coverage, covered expenses are payable to the limit of the Policy. If other coverage exists, covered expenses are payable in excess of your other insurance. Deductibles, exclusions, and out of pocket expenses not covered under your own policy could be paid under the school insurance.

The plan provides coverage twenty-four hours a day throughout the policy period from August 1, 2010 thru July 31, 2011. For students enrolled in the Residential and Commercial Electricity Program and the Welding Technology Program, the policy period will be July 1, 2010 thru June 30, 2011. All students will be automatically enrolled in the plan unless a waiver card is completed at the Admissions Office. The annual premium is $348. Dependent enrollment cards may also be obtained from the Admission Office.

Once enrolled, a student may not cancel the insurance. Coverage continues until the Policy expires.


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Cross Financial Corp., a Maine corporation headquartered in Bangor, Maine, operates a network of wholly-owned subsidiary insurance agencies with locations in Maine, New Hampshire, and Massachusetts. Each office is a separate legal entity, is separately managed and is independently operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, Maine.