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Student Accident and Sickness Insurance Plan 2012-2013
POLICY: 2012J3A44

All full-time, matriculated domestic students are required to have health insurance while enrolled at College of the Atlantic. Students must verify that they have other adequate health insurance coverage of at least $25,000 in order to waive automatic enrollment in the College of the Atlantic Student Health Insurance Plan. If you currently have health insurance coverage, it is your responsibility to determine that it meets or exceeds the coverage available through College of the Atlantic Student Health Insurance Plan. Often a student covered by a parents plan at home, will have limited or no benefits while at college or while away in other parts of the U.S. or in a foreign country. When reviewing your current medical insurance coverage, be sure it provides access to care in the State of Maine, and provides comprehensive coverage, extending beyond emergency care to include physician and hospital services. Students wishing to supplement their existing coverage by remaining in the College of the Atlantic Student Health Insurance Plan may do so.

The College of the Atlantic Student Health Insurance Plan has been developed especially for College of the Atlantic students. The Plan provides coverage on a secondary (excess) basis for Accident and Sickness that occur on and off campus and includes special cost-savings features to keep the coverage as affordable as possible. This plan can act on a primary basis when no other insurance is in force. College of the Atlantic is pleased to offer the Plan as described in the brochure.

Coverage for the Summer Term is available on a voluntary basis for new or transfer students enrolled as full-time matriculated students during the Summer session. The student cost is $261. Coverage is also available for eligible dependents. Coverage for the Summer Term begins on the later of May 1, 2012, the first day of the Summer session, or the date premium payment is received by the authorized agent and ends on August 15, 2012. You may enroll for the Summer Term by sending your premium payment and completed enrollment form to Cross Insurance Agency.


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Cross Financial Corp., a Maine corporation headquartered in Bangor, Maine, operates a network of wholly-owned subsidiary insurance agencies with locations in Maine, New Hampshire, and Massachusetts. Each office is a separate legal entity, is separately managed and is independently operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, Maine.