Many colleges and universities require that all students be covered by an adequate insurance policy. UMFK requires that all students verify that they have other adequate insurance coverage in order to waive automatic enrollment in the UMFK sponsored Student Accident and Sickness Insurance Plan. UMFK has worked with Cross Insurance to offer the plan described in this brochure for those students without their own coverage, or for those who would like to supplement existing coverage. The plan provides benefits for covered accidents and illnesses that occur on and off campus.
All registered undergraduate students taking 9 or more credit hours on the UMFK campus are automatically enrolled in the University of Maine at Fort Kent Student Accident and Sickness Insurance plan for the Fall (12 month) Term (or Spring Term if you are a new student in the Spring) unless proof of comparable medical insurance can be provided and is approved by the University. You will automatically be enrolled unless you waive coverage by providing proof of comparable coverage via email, fax, or in person by October 1, 2012. Proof of comparable coverage for the Spring Term must be submitted by February 15, 2013. Students who do not provide proof of comparable coverage by these dates, will automatically be enrolled in the Student Accident and Sickness Insurance Plan. In addition, all international students will be automatically enrolled in this plans Fall (12 month) Term (or Spring term if you are a new student in the Spring) regardless of other coverage.
Eligible students who are enrolled may also insure their eligible Dependents. Dependent eligibility expires concurrently with that of the insured student.
The student cost of the Fall (12 month) Term is $500, or $350 for Spring Term (which includes an administrative fee). Coverage for the Fall (12 month) Term begins on August 1, 2012 or the date premium has been received by the authorized agent and will expire on August 1, 2013. Coverage for the Spring Term begins on January 11, 2013 and will expire on August 1, 2013.
Coverage for the Summer Term is available on a voluntary basis for new or transfer students enrolled in 9 or more credit hours during the Summer session at a student cost of $161. Coverage is also available for eligible dependents. Coverage for the Summer Term begins on the later of May 1, 2012, the first day of the Summer session, or the date premium payment is received by the authorized agent and ends on August 1, 2012. You may enroll for the Summer Term by sending your premium payment and completed enrollment form to Cross Insurance Agency.