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Student Accident and Sickness Insurance Plan 2012-2013
POLICY: 2012J3A13

The University of Maine at Machias Student Health Insurance Plan has been developed especially for University of Maine at Machias students and their eligible dependents. The plan provides coverage for covered illnesses and injuries that occur on and off campus.


All registered undergraduate students taking 9 or more credit hours are automatically enrolled in the University of Maine at Machias Student Accident and Sickness Insurance Plan for the Fall (12 month) Term (or Spring Term if you are a new student in the Spring) unless proof of comparable medical insurance can be provided and is approved by the University. You will automatically be enrolled unless you waive coverage by providing proof of comparable coverage via the on-line Waiver Form at www.crossagency.com/umm. Click on the "Waive Insurance" link and follow the instructions. On-line Waiver Forms for the Fall (12 month) Term cannot be accepted after October 1, 2012. On-line Waiver Forms for Spring Term cannot be accepted after February 11, 2013. Students who do not complete the online Waiver Form by these dates, will automatically be enrolled in the Student Accident & Sickness Insurance Plan. All international students will be automatically enrolled in this plans Fall (12 month) Term (or Spring term if you are a new student in the Spring) regardless of other coverage.


Eligible students who are enrolled may also insure their eligible Dependents. Dependent eligibility expires concurrently with that of the insured student.


Eligible students who are enrolled may also insure their eligible Dependents. Dependent eligibility expires concurrently with that of the insured student.


The student cost of the plan is $495 for the Fall (12 month) Term or $328 for the Spring Term. Payment of $495 provides coverage for a full year. Coverage for the Fall (12 month) Term begins on August 15, 2012 and will expire on August 15, 2013. The Spring Term begins on January 1, 2013 and will expire on August 15, 2013. The cost of coverage for an eligible dependent is in addition to the above noted premiums, see the Cost chart for the dependent premium amounts.


Coverage for the Summer Term is available on a voluntary basis for new or transfer students enrolled in 9 or more credit hours during the Summer session at a cost of $173. Coverage is also available for covered dependents. Coverage for the Summer Term begins on the later of May 1, 2012, the first day of the Summer session, or the date premium payment is received by the authorized agent and ends on August 15, 2012. You may enroll for the Summer Term by sending your premium payment and completed enrollment form to Cross Insurance Agency.


 

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Cross Financial Corp., a Maine corporation headquartered in Bangor, Maine, operates a network of wholly-owned subsidiary insurance agencies with locations in Maine, New Hampshire, and Massachusetts. Each office is a separate legal entity, is separately managed and is independently operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, Maine.