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Student Health Insurance Plan 2012-2013
POLICY: 2012J3A14

The University of Maine at Presque Isle Student Accident and Sickness Insurance Plan has been developed especially for University of Maine at Presque Isle students and their eligible dependents. This Plan provides benefits for covered injuries and sickness that occur on and off campus. The Plan is designed to work with our University Health Center. It is important to know about the Health Center services available to you. When at school, your first medical resource should be the University Health Center.


All registered undergraduate students taking 9 or more credit hours are automatically enrolled in the University of Maine at Presque Isle Student Accident and Sickness Insurance Plan unless proof of comparable medical insurance can be provided and is approved by the University. You will be automatically enrolled unless you waive coverage by providing proof of comparable coverage via the Online Waiver Form at www.crossagency.com/umpi . Click on the “Waive Insurance” link and follow the instructions. Online Waiver Forms for the Annual Policy cannot be accepted after October 1, 2012. Online Waiver Forms for Spring Term cannot be accepted after February 15, 2013. Students who do not complete the Online Waiver Form by these dates, will automatically be enrolled in the Student Accident and Sickness Insurance Plan. All international students will be automatically enrolled in this Plan regardless of other coverage.


Eligible students who are enrolled may also insure their eligible dependents. Eligible dependents are the spouse/domestic partner and unmarried children under 25 years of age, who are not self supporting and reside with the insured student. Dependent eligibility expires concurrently with that of the insured student, once enrolled, dependent coverage cannot be cancelled and premium is non-refundable.


The student cost of the Annual Plan is $469 or $326 for the Spring Term (which includes an administrative fee). Coverage for the Annual Plan begins August 15, 2012 and will expire on August 15, 2013. Coverage for Spring Term will begin on January 1, 2013 and will expire on August 15, 2013. Once enrolled, coverage cannot be cancelled and premium is non-refundable.


Coverage for the Summer Term is available on a voluntary basis for new or transfer students enrolled in 9 or more credit hours during the Summer session at a student cost of $161. Coverage is also available for eligible dependents. Coverage for the Summer Term begins on the later of May 1, 2012, the first day of the Summer session, or the date premium payment is received by the authorized agent and ends on August 15, 2012. You may enroll for the Summer Term by sending your premium payment and completed enrollment form to Cross Insurance Agency.


 

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Cross Financial Corp., a Maine corporation headquartered in Bangor, Maine, operates a network of wholly-owned subsidiary insurance agencies with locations in Maine, New Hampshire, and Massachusetts. Each office is a separate legal entity, is separately managed and is independently operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, Maine.