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College Health

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Student Health Insurance Plan 2014-2015
POLICY: 2014J3A44

This webpage is for the policy period 2014-2015. If you wish to visit the current policy page 2015-2016 please CLICK HERE.

All full-time, matriculated domestic and international students are required to have health insurance while enrolled at College of the Atlantic. Students must verify that they have other adequate health insurance coverage in order to waive automatic enrollment in the College of the Atlantic Student Health Insurance Plan. If you currently have health insurance coverage, it is your responsibility to determine that it meets or exceeds the coverage available through College of the Atlantic Student Health Insurance Plan. Often a student covered by a parents plan at home, will have limited or no benefits while at college or while away in other parts of the U.S. or in a foreign country. When reviewing your current medical insurance coverage, be sure it provides access to care in the State of Maine, and provides comprehensive coverage, extending beyond emergency care to include physician and hospital services. Students wishing to supplement their existing coverage by remaining in the College of the Atlantic Student Health Insurance Plan may do so.

Online Student Health Insurance Waiver Process

12-month Plan Waiver Deadline: August 18, 2014
Winter Plan Waiver Deadline: Dec. 1, 2014
Spring Plan Waiver Deadline: March 1, 2015

If you have health insurance coverage and wish to waive the College of the Atlantic Student Health Insurance Plan, go to "Waive Insurance" link above and follow the instructions to complete the waiver form. The form will request the name and policy number of your current insurance plan, so have that information available. A successful waiver will generate an electronic confirmation which should be kept for your records. You have only one opportunity to waive the insurance via the website. If you need to make any change in your election to waive the coverage, you will need to contact the Coordinator of Wellness and Campus Engagement office at the College. Those students who do not waive the coverage by the deadline will be automatically enrolled in and charged for the College of the Atlantic Student Health Insurance Plan. Once enrolled, a student may not cancel the insurance and no refund is available, coverage continues until the policy expires.


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Cross Financial Corp., a Maine corporation headquartered in Bangor, Maine, operates a network of wholly-owned subsidiary insurance agencies with locations in Maine, New Hampshire, and Massachusetts. Each office is a separate legal entity, is separately managed and is independently operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, Maine.