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UMM Home Page / Campus Life / Health Services
Student Health Insurance Plan 2015-2016
POLICY: 2015-86-1

Welcome to the University of Maine at Machias Student Health Insurance webpage!

The University of Maine System's seven campuses require proof of health insurance as a condition of enrollment for all students fitting the criteria outlined below . In conjunction with this, the University of Maine System is making a Student Health Insurance Policy (SHIP) available. To access a brief description of the Student Heath Insurance Plan select the "Student Health Insurance Plan Summary" link from the menu located on the left of this web page.

  • All University of Maine at Machias students will be required to show proof of having health insurance as a condition of course enrollment if they meet the following eligibility criteria:

  • Undergraduate students taking 9 credits or more

    PLEASE NOTE: New Spring and transfer UMM students meeting the above noted criteria will be automatically enrolled in the SHIP with the Spring premium of $690.00 being placed on their student account. Students who have already completed a waiver in the fall do not have to waive again for spring.

    WAIVER: Students who already have health insurance coverage through another insurer and do not wish to participate in the SHIP will be given the opportunity starting, December 3, 2015, to withdraw from this coverage by selecting the "Waive the Health Insurance" link from the menu located on the left side of this webpage and entering their health insurance information.

    Waiver Deadline Spring 2016: February 20, 2016

    ENROLLMENT: Students who want to take advantage of the SHIP and/or have no other insurance coverage beginning December 3, 2015, should complete the on-line enrollment steps to confirm their insurance enrollment and to get access to their ID card and benefits on the effective date of the policy. The Enrollment deadline is February 20, 2016. Once enrolled, be sure to "Create an Account" to gain 24hr online access to your insurance plan and to print your ID card.

    Please select the appropriate link and follow the prompts to either enroll or waive the insurance if you are taking 9 credits or more.


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Cross Financial Corp., a Maine corporation headquartered in Bangor, Maine, operates a network of wholly-owned subsidiary insurance agencies with locations in Maine, New Hampshire, and Massachusetts. Each office is a separate legal entity, is separately managed and is independently operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, Maine.